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Government delays auto-enrolment company pension plan

Employment Law & HR update 27/01/2012

The Government has announced a two-year delay to the introduction of automatic enrolment to its new company pension plan, pushing it back for many workers until late-2018.

Pensions Minister, Steve Webb, announced the delay this week, stating that it will now be fully phased in until October 2018. By that time, all businesses – even small firms – will have to contribute into pensions for their staff, with workers also required to pay in a minimum contribution of around 4 per cent of their salary.

Mr Webb cited the “exceptionally tough economic times” for the delay to the reforms.

The previous timetable would have seen all workers who do not have pensions automatically signed up to a company pension scheme between October 2012 and September 2016. The delay is being offered to smaller firms in particular, due to fears that the added pressure of pension contributions could spell disaster for companies that are already operating on the edge of solvency.

Mr Webb also pointed out that significant progress was being made with the reform of the country’s state pensions. He explained that the reforms would see the introduction of a new universal pension payment, eliminating the means-tested pension credit and the earnings-related Second State Pension.

 

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